Life Insurance
Protect your family's financial future with the right life insurance policy.
Life insurance is one of the most important financial products you can have. If anyone depends on your income, life insurance ensures they are protected financially if you die. We search the whole market to find the right cover at the right price.
What is Life Insurance?
Life insurance pays a lump sum (or regular income) to your beneficiaries if you die during the policy term. It can be used to pay off a mortgage, replace lost income, cover childcare costs, or leave a legacy. There are several types — term insurance, whole of life, and family income benefit — and the right choice depends on your circumstances.
Who is it suitable for?
Key Benefits
Example Scenarios
Young family with a mortgage
A couple with two children and a £300,000 mortgage take out a 25-year level term life insurance policy. If either parent dies, the family receives a lump sum to pay off the mortgage and cover living costs.
Self-employed professional
A self-employed consultant with no employer death-in-service benefit takes out life insurance to ensure their family is not left financially vulnerable if they die unexpectedly.
Business owner
A company director takes out a Relevant Life Plan — a tax-efficient form of life insurance arranged through their company — providing life cover at a significantly lower net cost than a personal policy.
Ready to get the right cover in place?
Speak with an independent adviser — no broker fees, no obligation.
Book a Free Consultation
Speak with an independent adviser at a time that suits you.
Why Choose JK Insurance Brokers?
- Whole-of-market access
- FCA authorised & regulated
- No broker fees
- Business protection specialists
- Personal, one-to-one service
- UK-wide advice