Terms of Business

JK Insurance Brokers is a trading style of JK Mortgage Brokers Ltd.

JK Mortgage Brokers Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 1047042) for mortgage, insurance and consumer credit mediation activities.

Registered in England and Wales (Company Number 16206028).

Registered Office:

You can verify our registration on the Financial Services Register at register.fca.org.uk.

JK Insurance Brokers provides independent protection and insurance advice.

We will assess your needs, objectives and personal circumstances before making a recommendation. We offer advice on a wide range of protection products, including but not limited to:

• Life Insurance
• Critical Illness Cover
• Income Protection
• Family Income Benefit
• Relevant Life Policies
• Key Person Protection
• Shareholder and Business Protection
• Executive Income Protection
• Whole of Life Insurance

Our recommendations are based on a comprehensive and fair analysis of the protection market to help identify a suitable solution for your needs.

We do not normally charge a fee for protection and insurance advice.

We are remunerated by commission paid by the insurer when a policy is arranged. The amount of commission we receive may vary between providers and products.

Full details of any remuneration payable to us will be disclosed to you before you proceed with any application.

You are responsible for providing accurate, complete and up-to-date information throughout the advice process.

Insurance providers rely on the information you provide when assessing applications and claims. Failure to disclose relevant information or providing inaccurate information could result in a policy being cancelled, benefits being reduced, or claims being declined.

Please inform us immediately if any information provided changes before your policy is placed on risk.

We will treat all information you provide as confidential and process your personal information in accordance with applicable data protection legislation.

Your information will only be used for the purposes of arranging and administering your insurance and protection products and for meeting our legal and regulatory obligations.

Further information can be found in our Privacy Policy.

We aim to provide a high standard of service at all times. If you are dissatisfied with any aspect of our service, please contact us in the first instance.

A copy of our Complaints Procedure is available upon request.

If we are unable to resolve your complaint, you may have the right to refer the matter to the Financial Ombudsman Service.

We are covered by the Financial Services Compensation Scheme (FSCS). Depending on the type of business and circumstances of your claim, you may be entitled to compensation if an authorised financial services firm is unable to meet its obligations.

Further information is available from the FSCS at www.fscs.org.uk.

Most protection and insurance policies include a cooling-off period, typically 30 days from commencement of the policy or receipt of policy documentation, whichever is later.

Full details of your cancellation rights will be provided by the insurer.

JK Insurance Brokers

A trading style of JK Mortgage Brokers Ltd

Email: [email protected]

Telephone: 01737 333249

JK Mortgage Brokers Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 1047042). Registered in England and Wales (Company Number 16206028).